Born in Russellville, Kentucky, John moved with his family to Fairmont, West Virginia in 1969. There, he finished high school and graduated magna cum laude from Fairmont State College in 1976 with a Bachelor's Degree in Education.

After college, John spent several years working as a carpenter and woodworker to fulfill a childhood dream to build his own home in which he lives today. During that time he developed a keen sense for attention to detail and craftsmanship, and learned how much "quality" mattered in building a solid foundation. Those concepts have carried over well for John as a financial advisor.

In 1982, John began a 12 year career as a gifted education instructor in the Marion County, WV school system where he enjoyed professional and personal success. In addition to program recognition earned during that time, he played Daddy Warbuck's in a school production of "Annie", monitored the hot lunch cafeteria on a daily basis, and enjoyed success on state and national levels with his team teacher, Mr. Charlie Berry, and their students in the Odyssey of the Mind Creative Problem Solving Program.

In 1994, John decided to utilize his people and problem solving skills in the insurance and investment business. John became and worked as a fee-based financial planner prior to joining Luttner Financial Group (LFG) in 2001. This background served him well until he learned of the more alternative Lifetime Economic Acceleration Program (LEAP) system which he now incorporates into his practice. John believes this system embodies more realistic, proven, and enduring financial principles that have stood the test of time versus some of the more widley marketed "conventional wisdom" trends.

Throughout his career, John has been an active leader with many school and local community organizations. John has always enjoyed singing, including singing lead with "The Middletown Music Company" (a barbershop quartet), singing the National Anthem in 2004 for the Pittsburgh Pirates, singing in the St. Peter's church choir, and since 2006, singing tenor with Vocal Tapestry of Fairmont, WV, a mixed chorale.

John resides in Fairmont, WV with his wife Debra. They are the parents of Abbey, Elizabeth, and Andrew.

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Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian.