Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Retirement Savings Essentials in your 30s Your 30s are the best time to set yourself up for retirement savings success. Here are strategies to help you. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.